Home insurance may help protect your home and its contents in case of theft, loss or damage to the inside and outside of your home or property. It may also help you cover additional living expenses if you're temporarily unable to live in your home. These additional living expenses may include living in a hotel or renting a home.
Home insurance may cover:
damage or loss to your home
damage, theft or loss of your personal possessions
personal property stolen from your vehicle
damage or injury to others who visit your home or property
accidental damage you cause to somebody else’s property
Examples of when home insurance may protect you,
Home insurance may protect you in the following situations:
Someone slips and falls in your driveway and makes a claim against you for the expenses incurred as a result of damage or loss caused by the injury
A fire starts in your house and causes damage to your home and your neighbor's home
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